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Section 80GG: Can Students Claim PG & Hostel Rent Deduction in India? (2026 Guide)

The ₹60,000 Loophole: Are You Donating Your Tax Money to the Government? Living away from home is brutally expensive. Whether you are paying ₹15,000 a month for a cramped PG in Bengaluru or surviving in a university hostel in Delhi, a massive chunk of your hard-earned stipend or freelance income vanishes into your landlord's pockets. But here is the multi-million dollar question: Can you, as a student, claim tax deductions on your PG or hostel rent? The answer is a resounding YES , thanks to a little-known secret called Section 80GG . Let's reclaim your money. Unlock the power of Section 80GG: Learn how interns, freelancers, and students in India can claim tax deductions on their PG, flat, or hostel rent. The Big Misconception: "Students Don't Need Tax Deductions" Most Indian students believe tax planning is only for 40-year-old corporate employees. This is a massive financial blunder. Today's students are side-hustle...
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About ArthaShala: Personal Finance & Investing

About ArthaShala

Personal Finance & Investing

"From Sahitya (Literature) to Artha (Wealth) — Completing the Circle of Education."

Welcome to ArthaShala, the specialized financial wing of the SahityaShala family.

The name 'ArthaShala' comes from the Sanskrit word 'Artha' (Wealth/Economy) combined with 'Shala' (School). While our main domain nurtures the soul with literature, ArthaShala empowers the mind with financial literacy. We are dedicated to simplifying complex money matters for students and young professionals in India.

Who is Behind ArthaShala?

This blog is curated by a B.Sc. Student from Motilal Nehru College (University of Delhi).

Why a Science student writing about Finance? Because colleges teach us Quantum Mechanics and Poetry, but they rarely teach us how to manage our first internship stipend, save from pocket money, or file taxes as a freelancer.

Having navigated these challenges in a hostel environment myself, I share practical, student-centric, and research-backed financial strategies that actually work for young Indians.

What You Will Find Here:

  • Stipend & Taxation: Decoding TDS, Sections, and ITR specifically for interns.
  • Student Savings: Hostel hacks and budgeting guides for limited income.
  • Smart Investing: Safe options tailored for small capital (SIPs, Digital Gold, etc.).
  • Scholarship Updates: Financial aid resources specifically for DU and Indian students.

Have a question or a topic suggestion?

Contact us at: pinnaclefinanceclub@gmail.com

Disclaimer: The content provided on ArthaShala is for informational and educational purposes only. The author is a student and finance enthusiast, not a SEBI-registered investment advisor or a Chartered Accountant. Financial rules and tax laws change frequently; please consult a qualified financial professional before making significant investment or tax-related decisions.

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