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Showing posts with the label demat-account-for-students

How to Avoid TDS on Internship Stipend: Form 15G Guide (2026)

Mastering Form 15G: How Indian students can save their internship stipend from TDS deductions. ⚠️ Disclaimer: Form 15G केवल तभी वैध है जब छात्र की कुल वार्षिक आय करयोग्य सीमा से कम हो। The 10% Heartbreak: Where Did Your First Stipend Go? You worked hard for a month. Your offer letter promised ₹15,000 . You eagerly check your bank account, and you only received ₹13,500 . You just became a victim of TDS (Tax Deducted at Source) . But as a student, do you really have to pay this? Absolutely not. The Truth About Stipend Taxability in India Whether you are doing a high-end corporate gig, running content networks like the Sahityashala Network , or getting paid to write technical analysis for Sahityashala Sports , companies will often treat your internship stipend as a "professional fee." Under Section 194J of the Income Tax Act, companies are mandated to deduct a 10% TDS on professional and technical services. However, if your total ...

Zerodha vs Groww for Students: Which App Wins for Small Capital Investing?

Zerodha vs Groww for Students : Which App Wins for Small Capital Investing? It starts with a small saving. Maybe you skipped a few canteen treats or saved up your festival money, and now you have ₹500 or ₹1,000 sitting in your bank account. You want to grow it, but the stock market feels intimidating. More importantly, you don’t want high fees eating up your hard-earned pocket money. This brings us to the ultimate debate in the Indian investing world: Zerodha vs Groww for students . As a student, your needs are different from a full-time trader. You need simplicity, low costs, and a platform that doesn't punish you for having a small portfolio. Before diving into the comparison, it is crucial to avoid the common personal finance mistakes students make , such as ignoring fees or trading without a plan. Choosing between Zerodha vs Groww for students with small capital? This image visually represents the intuitive interfaces and key differences, guiding you to the best trading a...