By ArthaShala Financial Desk | Updated: November 7, 2026 | ✓ Verified Against RBI Directions (RBI/2025-26/82 & Oct 2026 Master Directions) Losing a parent, spouse, or family member is emotionally devastating. Fighting a bank branch for their life savings shouldn't be your second tragedy. Every day across India, grieving families walk into bank branches holding an original Death Certificate—only to be sent on a months-long runaround. Uninformed branch officers routinely demand court Succession Certificates even when a valid nominee is registered, insist on wealthy third-party sureties, or leave safe deposit locker claims gathering dust for months. Here is the regulatory weapon banks rarely advertise: Under the Reserve Bank of India (Settlement of Claims in respect of Deceased Customers of Banks) Directions, 2025 (fully enforced across all banks in 2026), your bank is legally required to settle deposit and locker clai...
We have all been there—you subscribe to an OTT platform or a utility service, forget about it, and suddenly, a chunk of money vanishes from your bank account. That is the power (and peril) of UPI Autopay . But as we move deeper into the digital decade, the rules of the game are changing fundamentally. Here is the reality: The National Payments Corporation of India ( NPCI ) has witnessed UPI Autopay volumes double in just a year . To address this surge, they have launched a new portal for e-mandate management, essentially handing you the "kill switch" for unwanted deductions. The new NPCI portals allow users to easily track, pause, or revoke recurring UPI autopayments. But with great convenience comes financial responsibility. As we look toward 2026, the intersection of technology and taxation is tightening. In this comprehensive guide, we decode the new U...