Muthoot FinCorp Limited has opened a public issue of secured, rated, listed, redeemable non-convertible debentures (NCDs) worth up to ₹500 crore, offering reported effective yields ranging from 8.89% to 9.25% per annum across 12 series. The issue opened on October 23, 2026, and is scheduled to close on November 5, 2026 (subject to early closure), with a minimum investment requirement of ₹10,000. As the flagship company of the Muthoot Pappachan Group, Muthoot FinCorp Limited is launching this offering as the first tranche under its ₹4,000 crore shelf limit. The issue is structured for fixed-income investors comparing monthly interest payouts, annual coupon receipts and cumulative maturity options across tenures of 24, 36, 60 and 72 months.

✅ Verified: February 2026 Update In 2026, if you are just "paying" via UPI without getting anything back, you are effectively losing money . The days of random scratch cards giving you "Better Luck Next Time" are dead. The new era of digital finance is about assured returns . Whether you are a student managing an internship stipend or a freelancer worrying about taxable income , optimizing your transaction flow can yield ₹300 to ₹1,000 in monthly savings . This isn't just about saving pennies; it's about building a system. As outlined in our Master Your Finances Guide , small leaks sink great ships. This guide reveals the high-value strategies like RuPay-on-UPI and merchant-specific codes that banks don't advertise. ⚠️ Critical Alert: Before you start earning, ensure you aren't losing money to hidden penalties. Check our new guide on UPI Autopay Rules & Tax Traps for 2026 . The Golden Rule: Merchant (P2M) vs. Perso...

Best Zero Balance Savings Bank Account for Students — 2026 (Deep, Practical Guide) Students need simple, low-cost banking that’s mobile-first, secure, and forgiving of small balances. Here is the definitive guide for 2026. Introduction In 2026, the market still favors zero-balance digital accounts that combine no minimum-balance maintenance with student-friendly features: easy KYC, low charges, a usable debit card (or virtual card), UPI, and discounts on study tools or partner services. This guide explains what to compare, lists the top picks for Indian students in 2026, gives step-by-step account-opening guidance, and finishes with practical recommendations. A student enjoying a stress-free, digital-first zero-balance savings account. Wherever I cite a bank’s features, I rely on official data or trusted aggre...

Lost Money? How to Stop UPI Autopay Scam & Revoke Mandates Instantly Imagine waking up to a notification: “₹5,000 debited from your account.” You didn’t swipe your card. You didn’t enter an OTP. You didn’t scan a QR code. Yet, the money is gone. Panic sets in. You check your transaction history, hoping it’s a mistake, but then—three days later—it happens again. This is not a glitch. This is the UPI Autopay Scam , one of the most sophisticated and rapidly growing financial crimes in India. While using the best UPI apps in India for secure payments offers robust security features, user error and social engineering remain critical vulnerabilities that scammers exploit. Unlike traditional phishing where scammers steal a lump sum once, the UPI Autopay fraud is designed to bleed your account dry over time. By tricking you into approving a " Mandate ," scammers gain legal, recurring access to your bank account without needing your permission for future dedu...

How to Open a Demat Account in India (Step-by-Step for Beginners) Opening a Demat account is your gateway to participating in India's economic growth story. Regulatory Disclosure: This article is for educational purposes only and does not constitute investment advice. All Demat accounts in India are regulated by SEBI and depositories like NSDL & CDSL. Investments in securities market are subject to market risks. Imagine standing at the gates of India's economic growth, ready to participate, but realizing you don't have the key. That key is a Demat Account . Whether you are a college student saving pocket money or a professional planning for retirement, you cannot touch the share market without this digital vault. Gone are the days of paperwork and delays. Today, online demat account opening is ...

We have all been there—you subscribe to an OTT platform or a utility service, forget about it, and suddenly, a chunk of money vanishes from your bank account. That is the power (and peril) of UPI Autopay . But as we move deeper into the digital decade, the rules of the game are changing fundamentally. Here is the reality: The National Payments Corporation of India ( NPCI ) has witnessed UPI Autopay volumes double in just a year . To address this surge, they have launched a new portal for e-mandate management, essentially handing you the "kill switch" for unwanted deductions. The new NPCI portals allow users to easily track, pause, or revoke recurring UPI autopayments. But with great convenience comes financial responsibility. As we look toward 2026, the intersection of technology and taxation is tightening. In this comprehensive guide, we decode the new U...