For decades, the Indian middle class has viewed gold as the ultimate "Suraksha Kavach" (safety shield). But for a Gen-Z student in 2025, the traditional "Sunar" (jeweler) model is increasingly inaccessible. With 24K gold prices breaching the ₹75,000–₹80,000 mark per 10 grams, the barrier to entry has moved from "difficult" to "near-impossible" on a student budget. This is why Digital Gold investment for students has evolved from a fintech trend into a core financial strategy. Digital Gold vs Physical Gold: Breaking the ₹100 entry barrier. In this deep analysis, we peel back the layers of the digital gold ecosystem. We don't just ask if it's easy; we analyze the trustee structures, the "buy-sell spread" math, and the regulatory gray areas that every young investor must understand. This article is ...
10 Smart Money Habits to Adopt in Your 20s for Financial Freedom by 30 Introduction Did you know that individuals who start saving in their 20s are twice as likely to achieve financial independence by 30? Your 20s are the perfect time to lay the foundation for a secure financial future. With fewer responsibilities and ample time to harness the power of compounding, this decade offers unparalleled opportunities to build wealth. This guide covers 10 actionable money habits designed to help you achieve financial freedom by the time you hit 30. Whether you’re a student, an entry-level professional, or starting a business, these tips will set you on the path to financial success. Why Your 20s Are the Best Time to Build Smart Money Habits The earlier you start managing your finances wisely, the easier it becomes to achieve your goals. Here’s why your 20s are ideal for adopting smart money habits: Compound Interest Works in Your Favor : The longer your money stays invested, the more it grows....