Being a student in India in 2025 is a unique experience. You are balancing the pressure of academic performance with the allure of a digital lifestyle. But amidst lectures, assignments, and campus fests, there is one critical subject that most curriculums miss: Financial Literacy . Many young adults graduate with a degree but zero knowledge about how money works. They realize too late that the basics of personal finance for students are not just about saving coins in a piggy bank—it is about strategic wealth creation. Whether you are living in a hostel on a strict budget or navigating your first paid internship, understanding money management is a survival skill that will set you apart from your peers. From saving pocket money to smart investing: Your complete roadmap to financial independence starts here. This comprehensive, well-researched guide will walk yo...
Measuring Business’ Profitability Without Seeing Net Profit Earnings before interest, taxes, depreciation and amortization (EBITDA) and earnings before interest and taxes (EBIT) . EBIT , EBITDA, and operating profit are forms of profit showing the core performance of a company before considering interest, taxes, and writing off depreciation and amortization ( in the case of EBITDA ). [Image of EBIT vs EBITDA calculation formula infographic] Where is it shown? There are 3 financial statements: Profit & Loss Statement Balance Sheet Cash Flow Statement It is shown in the Profit & Loss Statement. Calculation Example REVENUE RS. 20,000,000 COST OF GOODS SOLD RS 4,000,000 GROSS PROFIT RS 16,000,000 MARKETING RS 2,000,000 ...